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How it Works

Reduction of Current Taxes:

Generally, per capita distributions are considered part of the recipients gross income, thus federal taxes must be withheld.

Federal Tax withholdings is usually about 30-31% of per capita distributions and those tribal members who reside off the reservation will see a 5-10% increase of state tax withholding.

Per Capita Taxes Net Savings Using Gen 7
 $10,000 $3,000  $7,000  $3,000 
$50,000  $3,000   $35,000 $15,000 
 $100,000 $30,000  $70,000  $30,000 
$200,000  $60,000  $140,000  $60,000 
$500,000  $150,000  $350,000  $150,000 
$1,000,000  $300,000  $700,000  $300,000

 

By investing in the Generation 7 Program, federal tax withholdings are deferred and the immediate savings can be tremendous, especially to those tribal members who live off theri reservations and pay state taxes.  Per Capita distributions invested will be taxed only when the tribal member withdraws funds from the investment/savings program.

The amounts invested in the Generation 7 savings program are free of taxes while they build up over the years, creating greater accumulations of financial savings for the tribal member-investor.

Savings Accumulation:

The Generation 7 per capita investment plan provides for a greater accumulation of wealth to the tribal member.  The return on investment calculator show examples of the additional wealth created for the tribal member over the years.  Click here for our Savings Calculator

More Investment Choices:

Generation 7, LLC can offer quality investment opportunities of all types.  This can include conservative and thoughtful investments that each tribal member can choose from, including mutual funds, certificates of deposit, annuities and other investment choices, and all investment options are individual to each tribal member.  Read More about Investment Options

The most important and unique quality of the Generation 7 plan is that it will continue to pay the tribal members family the per capita amounts should the investor pass away, offering greater security to the family and future generations.  

Preparing for the Future & Future Generations:

Often per capita distributions end when the qualified tribal member passes away, and often there is nothing left.  Through the Generation 7 plan, the tribal member has the option to continue the savings accumulations for generation to come, as even when the per capita payments discontinue, the Generation 7 plan is still viable for loved ones.